Auto Insurance

Coverage That Keeps You Moving

Reliable Protection from a Local Team That Knows Tennessee Roads. From daily commutes to weekend drives through the countryside, your vehicle is essential. At Farmers Mutual Insurance of Giles County, we offer auto insurance tailored to Pulaski drivers, with the personal service and honest pricing you can expect from a local agency.


Whether you’re insuring your family car, motorcycle, or even a classic you’ve restored with care, we’ll help you get coverage that fits your lifestyle and your budget—without the guesswork or gimmicks.

Our auto insurance policies are built to give you reliable protection every time you get behind the wheel. We’ll help you customize coverage to fit your needs—so whether you’re commuting through Pulaski, taking the kids to school, or hauling your boat out for the weekend, you’re protected.

Coverage That Travels with You

What Does Auto Insurance Cover?

Liability Coverage

Helps cover costs if you're responsible for an accident that causes injury or property damage to others. Required by law in Tennessee, and essential for protecting your finances.

Uninsured / Underinsured Motorist Coverage

Protects you if you're hit by a driver with no insurance—or not enough to cover the damage. Also includes hit-and-run protection.

Collision Coverage

Pays to repair or replace your vehicle if it's damaged in a crash—no matter who’s at fault. Helpful for everything from fender benders to more serious accidents.

Comprehensive Coverage

Covers damage from events other than a collision, like theft, hail, vandalism, falling trees, or hitting a deer.

Vehicles We Cover

We insure more than just your everyday car. If you drive it, tow it, or ride it—we likely cover it:

  • Cars & Trucks
  • SUVs & Crossovers
  • Motorcycles
  • RVs & Motorhomes
  • Trailers (utility, travel, boat trailers)
  • Boats & Watercraft
  • Classic & Antique Cars

Frequently Asked Questions

  • Is auto insurance required in Tennessee?

    Yes. Tennessee law requires liability insurance to cover injury and property damage if you’re at fault in an accident. However, we always recommend comprehensive protection to help cover your own vehicle as well.

  • Does auto insurance cover rental vehicles?

    Some policies include coverage for rental cars, especially if your vehicle is being repaired after a covered claim. We can explain what’s included and what’s not in your policy.

  • What if I’m in an accident and the other driver doesn’t have insurance?

    That’s where uninsured/underinsured motorist coverage comes in. It helps pay for damages and medical expenses if the other driver can’t.

  • Can I insure a car that I don’t drive every day?

    Absolutely. We offer customizable policies for classic cars, second vehicles, or seasonal use vehicles (like motorcycles or RVs).

Protect What Matters Most On The Road

Whether you’re insuring your first car or reviewing your current policy, we’re here to help you get the right protection at the right price.



Visit Visit Our Office

📍 1029 West College Street, Pulaski, TN

Call Us Today: (931) 363-1322