Our Services

Comprehensive Coverage with a Personal Touch

At Farmers Mutual Insurance of Giles County, we understand that one-size-fits-all insurance doesn’t work. That’s why we offer customized policies designed to protect what matters most—whether it’s your home, farm, business, health, or family’s future.



For over a century, we’ve provided reliable, affordable insurance with a focus on personal service and local expertise. When you work with us, you’ll get more than just a policy—you’ll get a trusted partner who’s here to help, every step of the way.

Insurance Tailored for Your Life

We know that no two families are the same—that’s why we take the time to understand your needs and match you with a policy that fits.
A black and white icon of a house on a white background.

Home Insurance

Your home is one of your biggest investments, and we’re here to help you protect it. Whether you own or rent, we offer coverage designed for the unique needs of Tennessee homeowners.

  • Homeowners Insurance – Protection for your house and everything in it
  • Renters Insurance – Affordable coverage for personal belongings
  • Flood Insurance – Extra protection for unexpected disasters
  • Personal Property Coverage – Jewelry, firearms, collectibles, and more.
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Auto Insurance

From your daily commute to weekend getaways, having the right auto insurance means peace of mind on the road.

  • Personal Auto Insurance – Cars, trucks, SUVs, and family vehicles.
  • Motorcycle Insurance – Stay protected on two wheels.
  • RV & Trailer Insurance – Coverage for campers, motorhomes, and trailers.
  • Boat & Watercraft Insurance – Enjoy the water with confidence.



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Farm Insurance

For many, farming isn’t just a job—it’s a way of life. Our custom farm insurance policies protect everything from livestock and crops to barns and equipment.

  • Farm Owner’s Liability – Coverage for accidents and unexpected events.
  • Barns & Outbuildings – Protection for essential farm structures.
  • Equipment & Tractor Insurance – Keep your machinery covered.
  • Livestock Protection – Coverage for cattle, horses, and other animals.
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Health Insurance

Health issues and unexpected loss can be financially overwhelming. The right health and life insurance plan ensures you and your family are protected in any situation.

  • Medical Coverage & Medicare Supplements – Affordable health coverage
  • Short-Term Medical Insurance – Temporary plans for coverage gaps.
    Long-Term & Short-Term Disability – Protect your income if you’re unable to work.




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Life Insurance

We offer personalized life insurance options—including term, whole, and travel coverage—to help you prepare for the unexpected and care for those who matter most. Whether you're planning ahead or filling a gap, we’ll help you choose a policy that fits your family, your budget, and your future.

  • Term Life Insurance
  • Whole Life Insurance with Cash Value
  • Travel & Temporary Life Coverage


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Business Insurance

Running a business comes with risks. Our business insurance policies help protect your investment so you can focus on what you do best.

  • General & Commercial Liability – Protection from lawsuits and liability claims.
  • Workers’ Compensation – Keep your employees covered.
  • Commercial Auto Insurance – For business-owned vehicles.
  • Inland Marine Coverage – Protects equipment, tools, and transported goods.
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ATV & Recreational Vehicle Insurance

From dirt roads to lake days, we offer insurance for your favorite recreational vehicles.

  • ATV & UTV Insurance – Coverage for four-wheelers, side-by-sides, and more.
  • Dirt Bike Insurance – Protection for off-road enthusiasts.
  • Boats & Jet Skis – Enjoy the water with confidence.
  • Travel Trailer Insurance – Keep your camper protected on the road.

Don't See What Your Looking For?

Let’s Find the Right Coverage for You

Whether you need home, auto, farm, or business insurance, we’re ready to help. Let’s talk about your coverage needs and find a plan that’s right for you, your family, and your future.